6915 Columbia Ct

Attn Buyers & Buyers Agents Use the preferred lender and buyer receives a 1% rate buydown on first years mortgage payment, saving hundreds each month!!! Click on the link below for a detailed video explaining this properties Lender Paid Buydown benefit in detail. https://www.loom.com/share/40c09002fa124edc9cb90c45be3b0eff?sid=2bf2b616-7660-4ec8-b501-53021fad8a41

1202 63rd Street SE #B

Attn Buyers & Buyers Agents Use the preferred lender and buyer receives a 1% rate buydown on first years mortgage payment, saving hundreds each month!!! Click on the link below for a detailed video explaining this properties Lender Paid Buydown benefit in detail. https://www.loom.com/share/4bdca2aeaa304df79071ae295d6ccd53?sid=74881b8b-302b-4fb8-9067-9d893ce52f17

13225 112 Ave NE

Use the preferred lender & receive a 1% lower interest rate on your mortgage in your first year, saving you hundreds each month! **Location and Accessibility:** - Minutes away from The Village in Totem Lake. - Situated in the award-winning Lake Washington school district. **Property Features:** - Beautifully updated Kirkland gem. **Kitchen:** - Brand new kitchen with modern upgrades. - Large custom pantry for convenient storage. - New appliances to enhance functionality. **Interior Updates:** - Fresh paint both inside and outside. - New flooring throughout the house. - Attention to detail evident in the design. **Windows and Decks:** - New windows for improved energy efficiency and aesthetics. - Two new decks to enhance outdoor living spaces. **Recreation Room:** - Spacious recreation room located downstairs. **Outdoor Space:** - Huge, fully fenced yard for privacy and security. - Backs up to a green space for an added sense of nature and tranquility. **Storage:** - Ample built-in storage throughout the home. **Ready for Move-In:** - The home is move-in ready, requiring no additional work. - Immediate enjoyment of the updated features. This property is described as not only aesthetically pleasing with its modern updates but also functional and well-prepared for comfortable living. The emphasis on privacy, outdoor spaces, and attention to detail makes it an appealing option for potential residents.

13013 E Gibson Rd APT L121

Attn Buyers & Buyers Agents Seller is contributing a generous up to $9000 seller credit to be used either as a temporary or permanent interest rate buydown, or to offset buyers closing costs. Preferred Lender available for consultation and explanation. Watch our preferred lenders video explanation of how this benefit can save you hundreds of dollars a month in your mortgage payment! Do you need additional information on Rate Buydowns and how they work? Link to educational video below. https://richarter.lender.marketing/presentation/103261

Debt-to-Income Ratio Explained: How It Affects Your Mortgage!

Your #debt-to-income (DTI) ratio is a key factor in determining if you’ll be approved for a mortgage or not. It’s important to understand this ratio to get the best rate and terms possible when buying a home. Here’s what you need to know about the debt-to-income ratio and how it affects your mortgage approval.#mortgage #DTI #homeshopping

Shave years, create wealth the untapped potential of refinancing!

Refinances still make up almost one third of all mortgage transactions, even though rates have risen. You may be wondering how this can be?Many homeowners are benefiting from a type of refinance where we pull that equity out of the home to pay off those debts, saving money on the overall monthly payments. Additionally, there are ways to gain equity at an accelerated pace and significantly shorten the length of your mortgage, by applying those savings as an additional payment each month.

Weekly Mortgage and Financial Market newsletter 4-22-2024

Week of April 15, 2024 in ReviewDespite a pullback in sales and construction, the housing sector is showing signs of strength heading into the spring buying season. Plus, Fed Chair Jerome Powell gave some hints about what may be ahead for rate cuts. Read on for these stories and more:  ▪        Existing Home Sales Slip▪        Home Builder Sentiment Holds Steady▪        Housing Starts Slide in March▪        Rates Higher for Longer▪        Continuing Unemployment Claims Remain Above 1.8 Million

Mortgage Rate Quick Connect Tool

National Rate Averages-Optimal Blue-This is a quick glance snapshot of where rate averages are on any given day based on what Lenders are offering in the market.Freddie Mac's PMMS®-Primary Mortgage Market Survey- is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put 20 percent down and have excellent credit. Rates are based on the previous weeks national survey.